Hey everyone, amazingly enough another year is coming to a close and it is time to finalize the plans for either this weekend or Monday night. (Or for some, the party through the entire thing!) These times are always great for celebration with family and friends and can typically be completely enjoyable without incident or tragedy with a little thought and preparation.
First of all, be smart with who you are serving alcohol; I know that many times parents feel it is okay to serve alcohol to minors in their own home but my personal advice is this isn't a great practice, not considering the legal aspect but also from an insurance aspect as if an incident may occur due to the illegal service, most, if not all homeowners policies exclude acts that are performed illegally that result in liability claims.
Secondly, be smart with the amount of alcohol served! If you are allowing someone to consume more than their fair share of alcohol, it may cause problems with their attitude first off, but then it may create liability issues as well! If someone does happen to drink too much at your home, make sure to help arrange a designated driver, taxi or even let them spend the night.
This time of year is meant to celebrate the past and be excited about the future, make the right choices so that it is purely a celebration!
From the staff at Advantage 1 Insurance, have a SAFE and Happy New Year's Eve and get ready for an exciting 2013!
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